The OAS Balancing Act: Receiving and Retaining the Pension

OAS has flexibility in its start date, just like the Canada Pension Plan (CPP). This raises the questions of: when is the best time to start the pension, age 65 or later? How can a pension be deferred if the individual is automatically enrolled? And, of huge concern to recipients: How can the clawback be avoided?

This course is crucial to planning retirement income. You will learn details about OAS eligibility and enrolment. You will understand how and when income is determined and the steps available to reduce clawback. You will be able to address client OAS concerns knowledgeably and helpfully.

Start making the right OAS decisions with clients now.

• Learn how and when income is determined and how to address clients concerns about tax;
• Help clients make the right decisions for their OAS pension and build the best pension outcome for their senior years.