25 Credits: The FP-Canada 2023 Approved Package for CFP Certificants: Option A

Provincial Life Credits: 25 credits
CFP® Certificants: 25 credits (23 Financial Planning, 2 Professional Responsibility)
Institute Members: 25 credits (4 Ethics)
IIROC Credits: 21 credits (4 Compliance, 3 CM/PD, 14 Professional Development)
MFDA Credits: 21 credits (14 Professional Development, 4 Business Conduct, 3 Business Conduct Ethics/3 Professional Development)
CSF Credits: 2 PDUs Compliance

New approved courses for 2023 designed for your FP-Canada CFP requirements without any course duplication from 2021 or 2022. Need IIROC credits? See the breakdown for this added bonus. Does Option A or Option B suit you best?

Here’s your best CE credit solution for 2023:

The Art and Science of Suitability

  • Optimize suitability for insurance and investment products;
  • Implement a holistic approach that looks at total needs, situations, weaknesses, and strengths of the individual with the products and services available to the individual;
  • Understand how priorities affect decisions;
  • Execute the suitability checklist.

Conflicts of Interest

  • Find constructive ideas to implement to avoid COI in your behaviour;
  • Develop important insight on how COI develops and how it can be mitigated personally and professionally;
  • Get answers to some of the big issues about COI and its insidious effects on advice and professional conduct;
  • Read valuable case studies to illustrate COIs and their outcomes.

Know Your Client: Its Challenges and Rewards

  • Address the new client-focussed reforms as they apply to know your client requirements;
  • Review what comprises essential facts and their relevance;
  • Illustrate the relationship between KYC and suitability;
  • Check your decisions with a blueprint for action.

Know Your Product: Obligations, Products and Strategies

  • Reviews many types of investments (including crypto, ETFs, options, private placements and life insurance) to provide a consistent, customer-focussed product overview and comparison;
  • Small case stories throughout supplement learning;
  • Enables compliance with client interest first directives.

A Surviving Spouse: Insurance Considerations and Financial Plans

  • Covers a broad range of insurance and investment matters relevant to a surviving spouse’s changed circumstances;
  • Equips you to plan ahead for both spouses’ needs and the survivor’s needs alone;
  • Adds to your perspective about retirement planning while delivering lots of can-do ideas.

This package is an exceptional selection of courses to complete your credit requirements.



Coping With The Difficult Client

Provincial Life Credits: 5 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 5 credits (BC, AB, SK, MB, ON)
CFP® Certificant: 5 credits (Financial Planning)
Institute Members: 5 credits (inc. 1 Ethics)

There are many, many behavioural management ideas in this informative and useful course. You’ll find it valuable for both coping with those who are difficult and learning how to prevent unpleasant interactions from ever developing.

Your level of stress can be significantly lessened with the perspective this course delivers. It’s a winner in your stable of people management skills.

  • Prepare for unreasonable, demanding and unpredictable client behaviour;
  • Learn anger management skills;
  • Find out how to deliver bad news, and the sad consequences of disappointment;
  • Prevent unpleasant interactions and reduce your stress level.



Cyber Security: Protecting Client Privacy in Your Practice

Provincial Life Credits: 3 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 (BC, AB, SK, MB, ON)
CFP® Certificants: 3 credits (Financial Planning)
Institute Members: 3 credits (inc. 1 Ethics)
General Credits: 3 credits (BC, AB, SK, MB, ON)

Cyber incidents are increasing as a result of hacker attacks, technical failures, sloppy practices, and employee error. The question facing individuals like you and organizations today is not if you will suffer a cyberattack but when.

The threats from a cyberattack are largely underestimated by businesses because the threats are not always well understood. This course will make clear the threats you face and exactly what to do to reduce or eliminate those threats.

  • Learn how cyber security breaches are an increasing threat to the privacy of your client’s information;
  • Improve your understanding of hacker attacks, technical failures, sloppy practices and employee errors;
  • Discover how to reduce or eliminate cybersecurity threats in order to protect client privacy.



Disability: Creating a Plan for Future Needs

Provincial Life Credits: 1 credit (BC, AB, SK, MB, ON)
Provincial A&S Credits: 7 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 7 credits (Financial Planning)
IIROC: 7 credits (Professional Development)
MFDA: 7 credits (Professional Development)
CSF: 3 credits (1 General, 1 Insurance of Persons, 1 Group Insurance)

Maybe you know someone who has been in a car accident, hurt as a pedestrian, or injured playing sports, while ATVing or snowmobiling. Accidents happen all the time. They can disable victims and prove the point that disability is not strictly a condition of the elderly. Can you help the victims create an income during their convalescence? Can you help find a way to pay the bills?

Knowing how to help—the programs available and their benefits—is one way to help and, coincidentally, distinguish yourself in an advisory capacity. If you are ready to step up, you have almost a quarter of the population in your market-area waiting for your insight.

Includes a Don’t Trip Up checklist for your senior clients and, for every single client, the Checklist for Pedestrian Safety.

BONUS! Includes Succession Planning for Families with Disabled Dependents by John Poyser, a partner with Tradition Law LLP Estates and Trusts and the principal of the Wealth and Estate Law Group in Calgary.

  • Disability is not just a condition of the elderly. Consider how every single day Canadians are disabled in common everyday activities: crossing the street, snowmobiling, bicycling, and the simple activities of daily living;
  • Learn about the financial programs and benefits available to Canadians of all ages living with disabilities;
  • Gain the knowledge you need to help clients plan with for their future financial needs and/or those of any disabled dependents.



Focus on Retirement Risks

Provincial Life Credits: 7 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 7 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 7 credits (Financial Planning)

Retirees face a unique set of risks due to age and circumstances. Their income can be affected by their lifespan, inflation, divorce, declining cognitive ability, overspending, the sequence of returns, and all those unexpected costs that arise and must be paid.

We explore these risks — giving you background and analysis — and go on to provide useful risk management ideas and strategies.

You will find hard facts on the safe withdrawal rate for savings. You’ll learn shock therapy for the over-spender. And, you may learn some surprising information about the cost of healthcare for Canadians.

This course delivers a wealth of meaningful and practical ideas and solutions for safeguarding retirement income.

  • Prepare to tackle seven significant threats to retirees and their income;
  • Explore these risks and learn useful risk management ideas and strategies;
  • Benefit from a wealth of meaningful and actionable ideas.



SETTING THE MORAL COMPASS: Professional Responsibility for Financial Advisors

Provincial Life Credits: 5 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 5 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 5 credits (2 Professional Responsibility, 3 Practice Management)
Institute Members: 5 credits (includes 2 Ethics)
MFDA: 5 credits (2 Business Conduct – Ethics, 3 Professional Development)

Here is your game plan to achieve the highest standards of professional responsibility.

The content of this course is organized around your requirements for knowledge; knowledge of the standards of conduct that apply to your job; knowledge of your client; knowledge of how to attain suitability; knowledge of the necessity of disclosure; and, knowledge of conflict of interest.

Reading this course for continuing education credits is one step. Making ongoing reference to the content when confronted with difficult decisions is going to show you a way forward.

  • Set your moral compass in the direction of professional responsibility through knowing your client, ensuring suitability, fulfilling disclosure, and putting client interests first;
  • Meet regulator expectations as expressed in client-focussed reforms;
  • Explore short case studies that illustrate concepts and help understanding.



Taking Action on Money Laundering

Provincial Life Credits: 3 credits (BC, SK, MB, ON; AB)
Provincial A&S Credits: 3 credits (BC, SK, MB, ON; AB)
CFP® Certificants: 3 credits (Financial Planning)
General Credits: 3 credits (BC, AB, SK, MB, ON)
Adjuster: 3 credits (AB)

Preventing money laundering and terrorist financing is in the best interest of all Canadians. FINTRAC, Canada’s anti-money laundering agency specifies that you need to know who to identify and how to undertake identification, the circumstances that lead to reporting, where and how offences arise, and when and how to report.

The intelligence you provide to FINTRAC can make a difference in the criminal activities represented by money laundering and terrorist financing. This course shows how to be part of the solution.

  • Prepare your practice as if a FINTRAC audit is on the horizon;
  • Learn your FINTRAC requirements;
  • Gain an understanding of the processes and procedures needed in your practice and show you are in compliance with rules.



Taking Care of Business: Insurance Needs of Business Owners

Provincial Life Credits: 10 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 10 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 10 credits (Financial Planning)

Learn the details of insurance for small business owners now as a great strategy for future growth of your business.

Be ready when you meet the small business owners in your community with answers to questions that may be as fundamental as the necessity of insurance — and as complex as the models of shareowner buy-outs.

You can impress with the details of this full 10-credit course; a condensed 5-credit version is also available as the next entry in this catalogue.

  • Learn how to protect the personal and corporate interests of business owners with appropriate insurance coverage;
  • Get top tips for an exit strategy;
  • Build your expertise and confidence in order to excel in the business insurance market.



Women – Their Financial and Insurance Needs

Provincial Life Credits: 7 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 1 credit (BC, AB, SK, MB, ON)
CFP® Certificants: 7 credits (Financial Planning)
Institute Members: 7 credits
MFDA 7 credits (Professional Development)

Single women — whether with dependents, separated or divorced, or widowed — have many special characteristics that relate to their financial planning and insurance needs. This course is going to explain what those characteristics are and how you need to work within their limitations.

This course offers insight to both male and female advisors about the financial challenges facing single women. You will develop a better understanding of, and compassion for, women and their specific financial needs.

  • Recognize the special characteristics of women that relate to their financial planning and insurance needs;
  • Gain insight into challenges women face, such as lower incomes and longer lifespans;
  • Help women create a suitable and stable financial life.